Identity Theft Protection

There is a website available to assist with Identity Theft:

www.optoutprescreen.com

Under the Fair Credit Reporting Act (FCRA), the Consumer Credit Reporting Companies, are permitted to include your name on lists used by creditors or insurers to make firm offers of credit or insurance. The FCRA also provides you the right to "Opt-Out", which prevents Consumer Credit Reporting Companies from providing your credit file information for firm offers of credit or insurance that are not initiated by you.
Through this website, you may request to:
Opt-Out from receiving firm offers for 5 years
Opt-Out from receiving firm offers permanently
Opt-In and begin receiving firm offers. This option is for consumers who have previously completed a request to Opt-Out.
If you choose to Opt-Out, you will no longer be included in firm offer lists provided by these four consumer credit reporting companies. If you are not receiving firm offers because you have previously completed a request to Opt-Out, you can request to Opt-In. In doing so, you will soon be among the many consumers who can significantly benefit from having ready access to product information on credit and insurance products that may not be available to the general public.

Taking part in this program (if you "opt out") will remove the opportunity that thieves will have to grab your mail with those "free Offers" of credit cards we all get (most of us...) Once in the hands of the bad guys, they can apply for and receive the offered credit card. Billing can then be re-directed and you may not know for months you have been a victim.

OptOutPrescreen.com is a centralized service to accept and process requests from consumers to "Opt-In" or “Opt-Out” of firm offers of credit or insurance. OptOutPrescreen.com is a joint venture among Equifax Information Services, LLC, Experian Information Solutions, Inc., Innovis Data Solutions, Inc., and TransUnion, LLC (collectively the "Consumer Credit Reporting Companies").

OptOutPrescreen.com is the only internet website authorized by Equifax, Experian, Innovis and TransUnion for this purpose under the FCRA. Please note that, as a security precaution, consumers should never provide their personal information to any other company or person in connection with requesting Opt-In or Opt-Out services. OptOutPrescreen.com will not contact consumers via email, telemarketing or direct mail solicitations.